A warning. We all have to die.

No matter how powerful someone becomes in this world, they cannot escape the inevitable day of their death. Therefore, it is advisable for everyone to be careful how they live their lives, because there is information that points to judgement at the time of death. When that time comes, it will be no good screaming injustice, or that one didn't know they would be punished.

The boast of heraldry, the pomp of power,
And all that beauty, all that wealth e'er gave,
Awaits alike the inevitable hour:
The paths of glory lead but to the grave.

(Excerpt from Gray's Elegy)



"The King of the pitas is Yamaraja, the very powerful son of the sun-god. He resides in Pitrloka with his personal assistants and, while abiding by the rules and regulations set down by the Supreme Lord, has his agents, the Yamadutas, bring all the sinful men to him immediately upon their death. After bringing them within his jurisdiction, he properly judges them according to their specific sinful activities and sends them to one of the many hellish planets for suitable punishments."

Process of Dying
At the moment of death the following things take place. If the person is impious and quite sinful, the messengers of Yamaraja, called the Yamadutas, fierce, horrible looking persons with twisted features, copper red flaming hairs that stand on end, black in complexion and frightening to behold, appear at the deathbed of the person in question and drag him forcibly from his body with ropes and chains. This scene so frightens the person that he literally dies of fright. They then pack up the subtle body of the person in a bag, where they take the soul, now covered only by the subtle body of mind, intelligence and false ego, to the abode of Yamaraja for judgement. He is taken over long stretches of hot, dry sands, and along the way he is insulted in various ways by other horrible creatures and bitten by dogs. He is suffering terribly on this journey and he wishes it would end.
(The movie "Ghost" presented a world that included ghosts, psychic powers, Yamaduta-like spirits, and an effulgent heavenly realm.)
However, when it does end he is taken before Yamaraja, the fierce demigod in charge of death and punishing the sinful. He is forced to accept a position of suffering according to his sins in one of the hells which exist at the bottom of the universe, just above the Garbhodaka Ocean. In this hellish region called the Naraka, there are approximately 27 hellish places.
As an example of this a person who has engaged in the slaughter and eating of other innocent animals will enter into Krimibhojana, wherein he will exist as a worm who is eating the tail of another worm as that worm is eating his tail. There are many such hells just according to the crimes committed. One may find the complete description in the last chapters of the 5th canto of the Srimad Bhagavatam.
After such intense and horrible forms of suffering the living being is thrown again into the lower species of life just suited according to his sinful desires in his human life.
However, persons who are not quite that sinful may expect a more peaceful departure from the body. At the time of death, death is denoted as the moment when the spirit soul departs from the material gross body. At that time the soul, covered by the subtle body of mind, intelligence and false ego, leaves the body. The subtle body always travels with the soul wherever he goes within this material world and therefore the living entity has a continuity of material experience throughout his different lifetimes.
Death may come from a variety of causes, but when it actually happens the first thing that a person experiences is total blackness. All is dark, but this lasts only for a moment. The Supersoul, situated right next to the soul, illuminates a hole which appears to the soul to be a light at the end of a tunnel. In fact the darkness which appears is the body but now that it is dead it is devoid of consciousness and now we are seeing it from the inside for the first time.
There are some 118 different passageways through which one might depart from the body. One may only go through one of these at the time of death. These passageways are called nadis, or channels of consciousness. According to Garuda Purana 1.67 death occurs when both main (spine) nadis, Ida and Pingala, are at work. Under normal conditions they switch. One might understand them to be the major nerve channels of channels of energy flow within the body, but the exact medical synonym is not available to us at this time. In any case one will depart from one of these nadis to his next destination. We do know that one who departs from the anus or genital goes to the lower regions, wherein one who departs from the upper portion of the body goes to the higher regions. Those who depart from the top of their skulls, from the hole known as the brahma randhra, the place where the three bones in the skull meet, will attain the regions of Brahman.
Description of yogic death by merging the elements of one's body into mahat-tattva is given in SB 1.15.41-42, 2.2.30, 4.23.15-18, 7.12.30-31, Vs 4.2.15-16, etc. This process goes on in yogi's consciousness. Sridhara Swami speaks about giving up attraction to different sense objects (BG 2.67) and merging the sense into their objects (tan-matras).
The Supersoul illuminates only one of these passageways according to the karma of the soul. He selects the passageway just according to the previous activities of the living entity and as soon as it is illuminated the soul naturally wants to move towards the light. As soon as he is out of the body, he feels relieved of the burden of the material frame and starts to move, naturally drawn towards his next form. He's lead by various guides called ativahika devatas. Description is in Vedanta-sutra 4.2.7-4.3.16. At that time he will experience the world from the point of view of the subtle body and will see things much clearer than they are seen through the present body. Just try to imagine how much more beautiful the world must be when seen through spiritual eyes!
Vedanta-sutra describes that not-too-sinful persons go to higher planets. According to NDE they may meet their departed relatives there. After time alotted by their karma they must return to earth though.
"In the process of sacrifice, the living entity makes specific sacrifices to attain specific heavenly planets and consequently reaches them. When the merit of sacrifice is exhausted, the living entity descends to earth in the form of rain, then takes on the form of grains, and the grains are eaten by man and transformed into semen, which impregnates a woman, and thus the living entity once again attains the human form to perform sacrifice and so repeat the same cycle. In this way, the living entity perpetually comes and goes on the material path. The Krsna conscious person, however, avoids such sacrifices. He takes directly to Krsna consciousness and thereby prepares himself to return to Godhead." (BG 8.3 p., quote from Chandogya Upanisad)
sri-bhagavan uvacakarmana daiva-netrenajantur dehopapattayestriyah pravista udarampumso retah-kanasrayah
"The Personality of Godhead said: Under the supervision of the Supreme Lord and according to the result of his work, the living entity, the soul, is made to enter into the womb of a woman through the particle of male semen to assume a particular type of body." (Srimad Bhagavatam 3.31.1)
When the embryo is about seven months of age it is sufficiently developed to support consciousness and the baby awakens in his new body and immediately moves, sometimes kicking the mother from within in a vain attempt to get out of the horrible entanglement that he has found himself in.
If he is pious, this horrible condition of having the arms and legs jammed into the chest as one is bent over in the foetal position, causes the soul to pray to the Lord as follows, "O Lord, this condition is terrible. Please save me from this situation and get me out of this womb immediately and I promise to serve You in this lifetime for sure." However, as soon as he takes his birth he becomes too much attached to all the attention and service being rendered him by mother and family members and he forgets all about serving the Lord and falls totally into maya again.
Avoid the process of rebirth, it is not auspicious in any way.

Yama - Restrainer. Pluto, etc. In the Vedas Yama is god of the dead, with whom the spirits of the departed dwell. He was the son of Vivasvat (the Sun) and had a twin-sister named Yami or Yamuna. These are by some looked upon as the first human pair, the originators of the race; and there is a remarkable hymn, in the form of a dialogue, in which the female urges their cohabitation for the purpose of perpetuating the species. Another hymn says that Yama "was the first of men that died, and the first that departed to the (celestial) world." It was Yama who found the way to the home which cannot be taken away. "Those who are now born follow) by their own paths to the place where our ancient fathers have departed." "But," says Muir, "Yama is nowhere represented in the Rigveda as having anything to do with the punishment of the wicked." So far as is yet known, "the hymn of that Veda contain no prominent mention of any such penal retribution... Yama is still to some extent an object of terror. He is represented as having two insatiable dogs [Rigveda 10.14.10-12] with four eyes and wide nostrils, which guard the road to his abode, and which the departed are advised to hurry past with all possible speed. These dogs are said to wander about among men as his messengers, no doubt for the purpose of summoning them to their master, who is in another place identified with death, and is described as sending a bird as the herald of doom." In the epic poems Yama is the son of the Sun by Sanjna (conscience) and brother of Vaivasvata (Manu). He was the father of Yudhishthira. He is the god of departed spirits and judge of the dead. A soul when it quits its mortal form goes to his abode in the lower regions; there the recorder, Citragupta, reads out his account from the great register called Agrasandhani, and a just sentence follows, when the soul either ascends to the abodes of the Pitris (Manes), or is sent to one of the twenty-one hells according to its guilt, or it is born again on earth in another form. Yama is regent of the south quarter, and as such is called Dakshinashapati. He is represented as having a green color and clothed with red. He rides upon a buffalo, and is armed with a ponderous mace and a noose to secure his victims. In the Puranas a legend is told of Yama having lifted his foot to kick Chaya, the handmaid of his father. She cursed him to have his leg affected with sores and worms, but his father gave him a cock which picked off the worms and cured the discharge. Through this incident he is called Shirnapada, "Shrivelled foot." Yama had several wives, as Hemamala, Sushila, and Vijaya. He dwells in the lower world, in his city Yamapura. There, in his palace called Kalichi, he sits upon his throne of judgment, Vicharabhu. He is assisted by his recorder and councillor, Citragupta, and waited upon by his two chief attendants and custodians, Canda or Mahacanda, and Kalapurusha. His messengers, Yamadutas, bring in the souls of the dead, and the door of his judgment-hall is kept by his porter, Vaidhyata. Yama has many names descriptive of his office. He is Mrityu, Kala, and Antaka, "death"; Kritanta, "the finisher"; Shamana "the settler"; Dandi or Dandadhara, "the rod-bearer"; Bhimashasana, "of terrible decrees"; Pashi, "the noose-carrier"; Pitripati, "lord of the manes"; Pretaraja, "king of the ghosts"; Shraddhadeva, "god of the exequial offerings"; and especially Dharmaraja, "king of justice." He is Audumbara, from Udumbara, "the fig-tree," and from his parentage he is Vaivasvata. There is a Dharmashastra which bears the name of Yama.

Kali Yuga

Situation in Kali-yuga
According to the Vedic scriptures, our current age, known as Kali-yuga, is one of spiritual darkness, violence and hypocrisy. Srimad-Bhagavatam (12.2.31) records Kali-yuga as having begun when the constellation of the seven sages (saptarsi) passed through the lunar mansion of Magha. Hindu astrologers have calculated this to have been 2:27 a.m. on February 18, 3102 BC. This took place some 36 years after Lord Krsna spoke Bhagavad-gita to Arjuna.
The scriptures like SB 12.2 teach that during the 432,000 year age of Kali, humanity deteriorates and falls into barbarism. Humans begin to kill animals for food. They fall under the spell of intoxication. They lose all sexual restraint. Families break up. Women and children are abused and abandoned.
Increasingly degraded generations, conceived accidentally in lust and growing up wild, swarm all over the world. Political leadership falls into the hands of unprincipled rogues, criminals and terrorists, who use their power to exploit the people. Entire populations are enslaved and put to death. The world teems with fanatics, extremists and spiritual artists, who win huge followings among a people completely dazed by hedonism, as well as by cultural and moral relativism. "Religion, truthfulness, cleanliness, tolerance, mercy, physical strength and memory diminish with each passing day." (Srimad-Bhagavatam 12.2.1)
The saints and sages of ancient India describe the people of this age as greedy, ill-behaved, and merciless. In this age, says Srimad-Bhagavatam, merely possessing wealth is considered a sign of good birth, proper behavior, and fine qualities. Law and justice are determined by one's prestige and power. Marriage ceases to exist as a holy union - men and women simply live together on the basis of bodily attraction and verbal agreement, and only for sexual pleasure.
Women wander from one man to another. Men no longer look after their parents in their old age, and fail to provide for their own children. One's beauty is thought to depend on one's hairstyle. Filling the belly is said to be the only purpose in life. Cows are killed once their milk production drops. Atheism flourishes. Religious observances are performed solely for the sake of reputation.
The Linga Purana (ch. 40) describes the human race in Kali-yuga as a vain and stupid people "spurred on by the lowest instincts." They prefer false ideas and do not hesitate to persecute sages. They are tormented by bodily desires.
Severe droughts and plagues are everywhere. Slovenliness, illness, hunger and fear spread. Nations are continually at war with one another. The number of princes and farmers decline. Heroes are assassinated. The working classes want to claim regal power and enjoy royal wealth.
Kings become thieves. They take to seizing property, rather than protecting the citizenry. The new leaders emerge from the laborer class and begin to persecute religious people, saints, teachers, intellectuals, and philosophers.
Civilization lacks any kind of divine guidance. The sacred books are no longer revered. False doctrines and misleading religions spread across the globe. Children are killed in the wombs of their mothers. Women who have relations with several men are numerous. Predatory animals are more violent. The number of cows diminishes.
The Linga Purana says that in Kali-yuga, young women freely abandon their virginity. Women, children, and cows - always protected in an enlightened society - are abused and killed during the iron age. Thieves are numerous and rapes are frequent. There are many beggars, and widespread unemployment. Merchants operate corrupt businesses. Diseases, rates, and foul substances plague the populace. Water is lacking, fruits are scarce. Everyone uses vulgar language.
The men of Kali-yuga seek only money. Only the richest have power. People without money are their slaves. The leaders of the state no longer protect the people, but plunder the citizenry through excessive taxation. Farmers abandon living close to nature. They become unskilled laborers in congested cities. Many dress in rags, or are unemployed, and sleep on the streets. Through the fault of the government, infant mortality rates are high. False gods are worshiped in false ashrams, in which pilgrimages, penances, charities and austerities are all concocted.
People in this age eat their food without washing beforehand. Monks break their vows of celibacy. Cows are kept alive only for their milk. Water is scarce. Many people watch the skies, praying for rain. No rain comes. The fields become barren. Suffering from famine and poverty, many attempt to migrate to countries where food is more readily available. People are without joy and pleasure. Many commit suicide. Men of small intelligence are influenced by atheistic doctrines. Family, clan and caste are all meaningless. Men are without virtues, purity or decency. (Visnu Purana 6.1).